Mobile Home Insurance Ny
mobile home insurance ny
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Charles M Smith Inc Falconer NY
will they give me a loan and can i afford it?
hi. i just graduated from college i currenty make 12000 at my part time job. my boy friend is still in school and he makes 10000 at his part time job. i have a school loan of 2000 a year, insurance/cell phone is 2400 a year, my boyfriends school is 4000 a year, gas is 3000, food is 3500 and misc items(such as oil changes and hair cuts) 1000 a year. we are pretty much being abandoned where we currently live. the owners are leaving the house and havnt made payments on it since january. our plan is to buy a mobile home. we live in dutchess county ny. i just got a credit card to start building credit and ive been looking for a full time job. im not being picky i would take one making 20,000 a year. so my question is will the banks give us a loan to buy the mobile home. it would most likely be 30,000. my other question is can i afford the mortgage, lot rent, utilities along with all the expenses i listed if we made together 30,000 a year. thanks
No, they won’t give you a loan and both of you would be foolish to purchase something.
Dating isn’t married…that isn’t a legal commitment. If your boyfriend won’t give you a lifetime contract, then don’t sign a 30-year one with him.
Neither of you work full-time…that isn’t stable employment. You also have to have a 2 year work history for a lender to approve that.
Mobile homes go down in value…so why would you want to do that?
You need to wait until both of you are out of school, married and working full-time at REAL jobs before you buy.